K2B Learning Pvt. Ltd.


Terms and Conditions for Collecting International Payments via Credit Card

Effective Date: 01st August 2024

Welcome to K2B Learning Pvt. Ltd. These Terms and Conditions (“Terms”) govern the collection of international payments via credit card for services and products offered by K2B Learning Pvt. Ltd. (“Company,” “we,” “us,” or “our”). By making a payment to us via credit card, you (“Customer,” “you,” or “your”) agree to comply with and be bound by these Terms.

1. Acceptance of Terms

By making a payment using a credit card, you confirm that: - You have read, understood, and agree to these Terms and Conditions. - You are authorized to use the credit card for the payment. - You consent to the processing of your payment information by our payment gateway and service providers.

2. Payment Methods

We accept international payments via major credit cards, including Visa, MasterCard, American Express, and Discover. - All payments are processed in INR and the final amount charged may vary based on currency conversion rates and foreign transaction fees applied by your credit card issuer.

3. Pricing and Charges

The price for our services or products will be displayed in the checkout process. All prices are inclusive of applicable taxes unless stated otherwise. - Additional charges may apply for international transactions, including currency conversion fees, foreign transaction fees, or any other fees levied by your credit card issuer. - You are responsible for any fees or charges that may be imposed by your credit card issuer related to the transaction.

4. Payment Processing and Security

Payments are processed through a PCI DSS-compliant payment gateway to ensure the security of your payment information. - We use SSL encryption to protect your data during transmission. Your credit card details will not be stored on our servers, except as necessary for processing refunds or as required by law.

5. Authorization and Verification

By making a payment, you authorize K2B Learning Pvt. Ltd. to charge the full amount to your credit card. - We may perform verification checks to validate the identity of the cardholder and the legitimacy of the transaction. You may be asked to provide additional information or documentation to complete the payment.

6. Refund and Cancellation Policy

Refunds will be issued in accordance with our Refund Policy. All refund requests must be submitted in writing to info@k2blearning.com within 7 days of the payment date. - Refunds will be processed to the original credit card used for the payment. Please allow up to 7 business days for the refund to be reflected in your account, depending on your credit card issuer. - In case of a dispute or chargeback, you agree to contact us first to resolve the issue before initiating a chargeback request with your credit card issuer.

7. Disputed Payments

If there is a discrepancy or dispute regarding a payment, please contact our customer support team at info@k2blearning.com within 2 days of the transaction date. - We will investigate and work with you to resolve the dispute in a timely manner. If a chargeback is initiated without contacting us first, we reserve the right to dispute the chargeback with supporting documentation.

8. Currency Conversion and Fees

All payments will be processed in [currency, e.g., USD]. If your credit card is denominated in a different currency, your credit card issuer may charge a conversion fee, and the final amount may differ due to currency exchange rates. - K2B Learning Pvt. Ltd. is not responsible for any currency conversion fees or differences in exchange rates applied by your credit card issuer.

9. Fraud Prevention

We reserve the right to refuse or cancel any payment if we suspect fraudulent activity or unauthorized use of a credit card. - If a transaction is flagged as suspicious, we may request additional verification to validate the payment. Failure to provide the requested information may result in the cancellation of the transaction.

10. Data Privacy and Protection

We are committed to protecting your personal information. All payment information collected is handled in accordance with our Privacy Policy. - We do not store your credit card information beyond what is necessary to complete your transaction or comply with applicable laws.

11. Limitation of Liability

K2B Learning Pvt. Ltd. shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use our payment processing services, including any errors, delays, or unauthorized access to your payment information. - In no event shall our total liability to you exceed the amount of the payment made by you to us via credit card.

12. Changes to Terms and Conditions

K2B Learning Pvt. Ltd. reserves the right to update or modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on our website. - Continued use of our services after any changes have been made constitutes acceptance of the revised Terms.

13. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of India.

14. Contact Information

If you have any questions or concerns regarding these Terms and Conditions, please contact us at:

K2B Learning Pvt. Ltd. 23, Maruti Industrial Area, Sector 18, Gurugram - 122015 Haryana, India info@k2blearning.com +91 9910902616


By making an international payment via credit card, you acknowledge and agree to these Terms and Conditions. Thank you for choosing K2B Learning Pvt. Ltd.!